Level 3: Financial Sovereignty

Escape Financial Surveillance

F

inancial sovereignty means controlling your own money without intermediaries, censorship, or surveillance. Cryptocurrency enables peer-to-peer value transfer that no government or corporation can stop.

Privacy Cryptocurrencies

Monero (XMR)

Privacy: Default privacy—all transactions are confidential

Technology: Ring signatures, RingCT, stealth addresses

Pros: True fungibility, cannot trace transactions, relatively stable

GetMonero.org

Zcash (ZEC)

Privacy: Optional privacy via shielded addresses

Technology: zk-SNARKs (zero-knowledge proofs)

Pros: Strong cryptography, selective disclosure possible

Z.cash

Non-KYC Exchanges

  • Bisq: Decentralized P2P exchange [Visit]
  • LocalMonero: P2P Monero trading [Visit]
  • Atomic Swaps: Direct cross-chain trading without intermediaries
  • Cash by Mail: P2P trading with physical cash

Self-Custody

Hardware Wallets

  • Ledger: Popular but closed-source firmware
  • Trezor: Open-source, supports many coins
  • Coldcard: Bitcoin-only, air-gapped, maximum security

Best Practices

  • Never store crypto on exchanges
  • Write seed phrases on metal plates
  • Use passphrases for deniability
  • Test recovery before storing large amounts
  • Multisig for large holdings

Resources